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TNT helps provides resolution if appraisal is unsuccessful 

In the property insurance world an umpire is an appointed professional in an insurance claim dispute who makes a binding decision after the two parties in an appraisal process fail to agree on a loss. 

• Will render a timely and impartial decision.

• Is competent.

• Observes high standards of conduct.

• Has integrity.

• Has the ability to render an intelligent decision.

• Commands respect.

• Recognizes a responsibility to the public.

• Guards the integrity and fairness of the appraisal process.

• Can promote an efficient and just process.

• Is able to maintain the confidentiality of the process.

• Is trustworthy

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